Homeowner Insurance Costs in Falls County, TX

How much does homeowner insurance cost in Falls County? Here's what to expect.

Est. Annual Premium

$569

Monthly Cost

$47

Median Home Value

$103,400

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$103,400
Personal Property (C)$51,700
Liability (E)$300,000
Deductible$1,034

Cost Context

Homeownership Rate78.4%
Median Income$45,172
Property Tax Rate1.3%
Population17,013

About Insurance in Falls County

Homeowner insurance in Falls County, Texas costs an estimated $569 per year for a median-value home of $103,400. This represents approximately 1.3% of the median household income of $45,172.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.