Homeowner Insurance Costs in Floyd County, TX
How much does homeowner insurance cost in Floyd County? Here's what to expect.
Est. Annual Premium
$499
Monthly Cost
$42
Median Home Value
$90,800
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$90,800
Personal Property (C)$45,400
Liability (E)$300,000
Deductible$908
Cost Context
Homeownership Rate69.6%
Median Income$49,321
Property Tax Rate1.3%
Population5,386
About Insurance in Floyd County
Homeowner insurance in Floyd County, Texas costs an estimated $499 per year for a median-value home of $90,800. This represents approximately 1% of the median household income of $49,321.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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