Homeowner Insurance Costs in Foard County, TX

How much does homeowner insurance cost in Foard County? Here's what to expect.

Est. Annual Premium

$358

Monthly Cost

$30

Median Home Value

$65,000

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$65,000
Personal Property (C)$32,500
Liability (E)$300,000
Deductible$650

Cost Context

Homeownership Rate68.2%
Median Income$41,944
Property Tax Rate1.2%
Population1,075

About Insurance in Foard County

Homeowner insurance in Foard County, Texas costs an estimated $358 per year for a median-value home of $65,000. This represents approximately 0.9% of the median household income of $41,944.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.