Homeowner Insurance Costs in Gaines County, TX
How much does homeowner insurance cost in Gaines County? Here's what to expect.
Est. Annual Premium
$996
Monthly Cost
$83
Median Home Value
$181,100
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$181,100
Personal Property (C)$90,550
Liability (E)$300,000
Deductible$1,811
Cost Context
Homeownership Rate73.5%
Median Income$73,299
Property Tax Rate1.5%
Population21,523
About Insurance in Gaines County
Homeowner insurance in Gaines County, Texas costs an estimated $996 per year for a median-value home of $181,100. This represents approximately 1.4% of the median household income of $73,299.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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