Homeowner Insurance Costs in Gillespie County, TX

How much does homeowner insurance cost in Gillespie County? Here's what to expect.

Est. Annual Premium

$2,197

Monthly Cost

$183

Median Home Value

$399,400

% of Income

3.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$399,400
Personal Property (C)$199,700
Liability (E)$300,000
Deductible$3,994

Cost Context

Homeownership Rate69.8%
Median Income$70,162
Property Tax Rate1.0%
Population26,953

About Insurance in Gillespie County

Homeowner insurance in Gillespie County, Texas costs an estimated $2,197 per year for a median-value home of $399,400. This represents approximately 3.1% of the median household income of $70,162.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.