Homeowner Insurance Costs in Guadalupe County, TX

How much does homeowner insurance cost in Guadalupe County? Here's what to expect.

Est. Annual Premium

$1,422

Monthly Cost

$119

Median Home Value

$258,600

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$258,600
Personal Property (C)$129,300
Liability (E)$300,000
Deductible$2,586

Cost Context

Homeownership Rate77.8%
Median Income$88,111
Property Tax Rate1.6%
Population173,828

About Insurance in Guadalupe County

Homeowner insurance in Guadalupe County, Texas costs an estimated $1,422 per year for a median-value home of $258,600. This represents approximately 1.6% of the median household income of $88,111.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.