Homeowner Insurance Costs in Hays County, TX
How much does homeowner insurance cost in Hays County? Here's what to expect.
Est. Annual Premium
$1,846
Monthly Cost
$154
Median Home Value
$335,700
% of Income
2.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$335,700
Personal Property (C)$167,850
Liability (E)$300,000
Deductible$3,357
Cost Context
Homeownership Rate62.8%
Median Income$79,990
Property Tax Rate1.8%
Population245,351
About Insurance in Hays County
Homeowner insurance in Hays County, Texas costs an estimated $1,846 per year for a median-value home of $335,700. This represents approximately 2.3% of the median household income of $79,990.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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