Homeowner Insurance Costs in Hill County, TX
How much does homeowner insurance cost in Hill County? Here's what to expect.
Est. Annual Premium
$781
Monthly Cost
$65
Median Home Value
$142,000
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$142,000
Personal Property (C)$71,000
Liability (E)$300,000
Deductible$1,420
Cost Context
Homeownership Rate75.3%
Median Income$60,669
Property Tax Rate1.3%
Population36,138
About Insurance in Hill County
Homeowner insurance in Hill County, Texas costs an estimated $781 per year for a median-value home of $142,000. This represents approximately 1.3% of the median household income of $60,669.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis