Homeowner Insurance Costs in Hood County, TX
How much does homeowner insurance cost in Hood County? Here's what to expect.
Est. Annual Premium
$1,372
Monthly Cost
$114
Median Home Value
$249,400
% of Income
1.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$249,400
Personal Property (C)$124,700
Liability (E)$300,000
Deductible$2,494
Cost Context
Homeownership Rate80.4%
Median Income$80,013
Property Tax Rate1.2%
Population62,459
About Insurance in Hood County
Homeowner insurance in Hood County, Texas costs an estimated $1,372 per year for a median-value home of $249,400. This represents approximately 1.7% of the median household income of $80,013.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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