Homeowner Insurance Costs in Houston County, TX
How much does homeowner insurance cost in Houston County? Here's what to expect.
Est. Annual Premium
$706
Monthly Cost
$59
Median Home Value
$128,300
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$128,300
Personal Property (C)$64,150
Liability (E)$300,000
Deductible$1,283
Cost Context
Homeownership Rate69.4%
Median Income$51,043
Property Tax Rate1.1%
Population22,107
About Insurance in Houston County
Homeowner insurance in Houston County, Texas costs an estimated $706 per year for a median-value home of $128,300. This represents approximately 1.4% of the median household income of $51,043.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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