Homeowner Insurance Costs in Howard County, TX
How much does homeowner insurance cost in Howard County? Here's what to expect.
Est. Annual Premium
$731
Monthly Cost
$61
Median Home Value
$132,900
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$132,900
Personal Property (C)$66,450
Liability (E)$300,000
Deductible$1,329
Cost Context
Homeownership Rate66.8%
Median Income$67,243
Property Tax Rate1.2%
Population34,488
About Insurance in Howard County
Homeowner insurance in Howard County, Texas costs an estimated $731 per year for a median-value home of $132,900. This represents approximately 1.1% of the median household income of $67,243.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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