Homeowner Insurance Costs in Kent County, TX

How much does homeowner insurance cost in Kent County? Here's what to expect.

Est. Annual Premium

$420

Monthly Cost

$35

Median Home Value

$76,400

% of Income

0.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$76,400
Personal Property (C)$38,200
Liability (E)$300,000
Deductible$764

Cost Context

Homeownership Rate80.9%
Median Income$68,553
Property Tax Rate1.1%
Population635

About Insurance in Kent County

Homeowner insurance in Kent County, Texas costs an estimated $420 per year for a median-value home of $76,400. This represents approximately 0.6% of the median household income of $68,553.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.