Homeowner Insurance Costs in Kerr County, TX
How much does homeowner insurance cost in Kerr County? Here's what to expect.
Est. Annual Premium
$1,434
Monthly Cost
$120
Median Home Value
$260,700
% of Income
2.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$260,700
Personal Property (C)$130,350
Liability (E)$300,000
Deductible$2,607
Cost Context
Homeownership Rate70.7%
Median Income$66,713
Property Tax Rate1.1%
Population52,810
About Insurance in Kerr County
Homeowner insurance in Kerr County, Texas costs an estimated $1,434 per year for a median-value home of $260,700. This represents approximately 2.1% of the median household income of $66,713.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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