Homeowner Insurance Costs in Lee County, TX

How much does homeowner insurance cost in Lee County? Here's what to expect.

Est. Annual Premium

$1,145

Monthly Cost

$95

Median Home Value

$208,100

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$208,100
Personal Property (C)$104,050
Liability (E)$300,000
Deductible$2,081

Cost Context

Homeownership Rate78.1%
Median Income$66,448
Property Tax Rate1.0%
Population17,543

About Insurance in Lee County

Homeowner insurance in Lee County, Texas costs an estimated $1,145 per year for a median-value home of $208,100. This represents approximately 1.7% of the median household income of $66,448.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.