Homeowner Insurance Costs in Orange County, TX
How much does homeowner insurance cost in Orange County? Here's what to expect.
Est. Annual Premium
$840
Monthly Cost
$70
Median Home Value
$152,800
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$152,800
Personal Property (C)$76,400
Liability (E)$300,000
Deductible$1,528
Cost Context
Homeownership Rate75.2%
Median Income$71,910
Property Tax Rate1.2%
Population84,761
About Insurance in Orange County
Homeowner insurance in Orange County, Texas costs an estimated $840 per year for a median-value home of $152,800. This represents approximately 1.2% of the median household income of $71,910.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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