Homeowner Insurance Costs in Rains County, TX
How much does homeowner insurance cost in Rains County? Here's what to expect.
Est. Annual Premium
$957
Monthly Cost
$80
Median Home Value
$174,000
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$174,000
Personal Property (C)$87,000
Liability (E)$300,000
Deductible$1,740
Cost Context
Homeownership Rate80.0%
Median Income$60,291
Property Tax Rate1.1%
Population12,257
About Insurance in Rains County
Homeowner insurance in Rains County, Texas costs an estimated $957 per year for a median-value home of $174,000. This represents approximately 1.6% of the median household income of $60,291.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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