Homeowner Insurance Costs in Shelby County, TX
How much does homeowner insurance cost in Shelby County? Here's what to expect.
Est. Annual Premium
$591
Monthly Cost
$49
Median Home Value
$107,400
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$107,400
Personal Property (C)$53,700
Liability (E)$300,000
Deductible$1,074
Cost Context
Homeownership Rate75.2%
Median Income$49,231
Property Tax Rate1.0%
Population24,157
About Insurance in Shelby County
Homeowner insurance in Shelby County, Texas costs an estimated $591 per year for a median-value home of $107,400. This represents approximately 1.2% of the median household income of $49,231.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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