Homeowner Insurance Costs in Terry County, TX

How much does homeowner insurance cost in Terry County? Here's what to expect.

Est. Annual Premium

$580

Monthly Cost

$48

Median Home Value

$105,500

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$105,500
Personal Property (C)$52,750
Liability (E)$300,000
Deductible$1,055

Cost Context

Homeownership Rate65.8%
Median Income$42,694
Property Tax Rate1.3%
Population11,816

About Insurance in Terry County

Homeowner insurance in Terry County, Texas costs an estimated $580 per year for a median-value home of $105,500. This represents approximately 1.4% of the median household income of $42,694.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.