Homeowner Insurance Costs in Titus County, TX

How much does homeowner insurance cost in Titus County? Here's what to expect.

Est. Annual Premium

$764

Monthly Cost

$64

Median Home Value

$138,900

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$138,900
Personal Property (C)$69,450
Liability (E)$300,000
Deductible$1,389

Cost Context

Homeownership Rate66.9%
Median Income$57,634
Property Tax Rate1.3%
Population31,301

About Insurance in Titus County

Homeowner insurance in Titus County, Texas costs an estimated $764 per year for a median-value home of $138,900. This represents approximately 1.3% of the median household income of $57,634.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.