Homeowner Insurance Costs in Victoria County, TX

How much does homeowner insurance cost in Victoria County? Here's what to expect.

Est. Annual Premium

$997

Monthly Cost

$83

Median Home Value

$181,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$181,200
Personal Property (C)$90,600
Liability (E)$300,000
Deductible$1,812

Cost Context

Homeownership Rate67.1%
Median Income$66,308
Property Tax Rate1.6%
Population91,209

About Insurance in Victoria County

Homeowner insurance in Victoria County, Texas costs an estimated $997 per year for a median-value home of $181,200. This represents approximately 1.5% of the median household income of $66,308.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.