Homeowner Insurance Costs in Washington County, TX

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$1,366

Monthly Cost

$114

Median Home Value

$248,300

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$248,300
Personal Property (C)$124,150
Liability (E)$300,000
Deductible$2,483

Cost Context

Homeownership Rate73.5%
Median Income$70,043
Property Tax Rate1.2%
Population35,807

About Insurance in Washington County

Homeowner insurance in Washington County, Texas costs an estimated $1,366 per year for a median-value home of $248,300. This represents approximately 2% of the median household income of $70,043.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.