Homeowner Insurance Costs in Wilson County, TX

How much does homeowner insurance cost in Wilson County? Here's what to expect.

Est. Annual Premium

$1,466

Monthly Cost

$122

Median Home Value

$266,600

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$266,600
Personal Property (C)$133,300
Liability (E)$300,000
Deductible$2,666

Cost Context

Homeownership Rate85.6%
Median Income$89,708
Property Tax Rate1.3%
Population50,381

About Insurance in Wilson County

Homeowner insurance in Wilson County, Texas costs an estimated $1,466 per year for a median-value home of $266,600. This represents approximately 1.6% of the median household income of $89,708.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.