Homeowner Insurance Costs in Wise County, TX
How much does homeowner insurance cost in Wise County? Here's what to expect.
Est. Annual Premium
$1,366
Monthly Cost
$114
Median Home Value
$248,400
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$248,400
Personal Property (C)$124,200
Liability (E)$300,000
Deductible$2,484
Cost Context
Homeownership Rate81.6%
Median Income$85,385
Property Tax Rate1.2%
Population70,062
About Insurance in Wise County
Homeowner insurance in Wise County, Texas costs an estimated $1,366 per year for a median-value home of $248,400. This represents approximately 1.6% of the median household income of $85,385.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis