Homeowner Insurance Costs in Wood County, TX
How much does homeowner insurance cost in Wood County? Here's what to expect.
Est. Annual Premium
$939
Monthly Cost
$78
Median Home Value
$170,700
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$170,700
Personal Property (C)$85,350
Liability (E)$300,000
Deductible$1,707
Cost Context
Homeownership Rate80.5%
Median Income$61,748
Property Tax Rate1.0%
Population45,341
About Insurance in Wood County
Homeowner insurance in Wood County, Texas costs an estimated $939 per year for a median-value home of $170,700. This represents approximately 1.5% of the median household income of $61,748.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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