Homeowner Insurance Costs in Zapata County, TX
How much does homeowner insurance cost in Zapata County? Here's what to expect.
Est. Annual Premium
$466
Monthly Cost
$39
Median Home Value
$84,800
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$84,800
Personal Property (C)$42,400
Liability (E)$300,000
Deductible$848
Cost Context
Homeownership Rate74.5%
Median Income$35,061
Property Tax Rate1.0%
Population13,896
About Insurance in Zapata County
Homeowner insurance in Zapata County, Texas costs an estimated $466 per year for a median-value home of $84,800. This represents approximately 1.3% of the median household income of $35,061.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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